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The IDRBT Journal of Banking Technology  is the culmination of the Institute’s
           efforts to bring together high quality research output across all areas of technology
           that are directly or indirectly relevant to banking. The aim of the journal is to publish
           current research  from academia and also present the emerging perspectives of
           practitioners.
           I am happy that researchers and professionals of very high standing contributed to this
           inaugural issue of the Journal. It is an honour to receive an article by Dr. Duvvuri
           Subbarao, Former Governor, Reserve Bank of India on “Disruptive Innovation in the
           Financial Sector” for the very first issue. The article is an extension of his talk on the
                             th
           same topic at the 18   International  Conference on Distributed Computing and
           Networking, held at IDRBT from January 05-07, 2017
           The three research articles – “Artificial Neural Networks for Artificial Intelligence”
           by Prof. Nikola Kasabov, “Anomaly Detection in Banking Operations” by Prof.
           Chilukuri K. Mohan and Prof. Kishan G. Mehrotra and “Indoor Self-Localization via
           Bluetooth Low Energy Beacons” by Prof. Marco Aiello et al - have dwelt on artificial
           intelligence, anomaly detection and location information, which are important areas
           of focus of banking technology.  The article titled “Upcoming Research Challenges
           in the Financial Services Industry: A Technology Perspective” is an apt contribution
           by Raghu Krishnapuram, Anirban Mondal for the first issue of the Journal as it details
           the various current research areas in the financial services industry and draws the
           broad contours to the scope of the journal.
           We have set ourselves the  goal to make this journal a repository of high quality
           research and application articles on technology that is useful to banking. We feel, we
           have half-achieved the goal with the receipt of articles from reputed researchers and
           professionals from various parts of the world – making it a truly international journal.
           We endeavour  to grow  with  every  issue  under the able guidance of the  top-rated
           Editorial Board members and continued support from researchers and practitioners
           globally.
           Dr. A. S. Ramasastri
           Editor-in-Chief
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