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Security is at the core of trust. The third paper by Rao Vemuri titled “Machine
Learning in Computer Security” dwells on the use of machine learning for security.

While Bipin Sahni presents from his experience “Innovating a Seamless Customer
Experience” in the fourth paper, Gynedi Srinivas and Harish Natarajan, the
researchers from World Bank give a detailed account of “National Payment System –
Overview of Regulatory Mandates” in the fifth paper.

We trust the papers prove useful to both academia and industry.

Dr. A. S. Ramasastri
Editor-in-Chief